Business Line of Credit

A small business line of credit online offers more flexibility than other types of small business funding. Get the working capital your business needs in just 24 hours, with no restrictions on how you use your funds.

What is a Business Line of Credit?

A small business line of credit online gives you access to the working capital you need when you need it without the obligations of a fixed term loan. With a business line of credit, you can draw as much or as little as you need as long as you don’t exceed your credit limit. You have the flexibility to draw and repay as many times as you see fit, as long as your business is performing the same way or better than it was when your line of credit was approved. You’ll only pay a fee on the portion of money you draw.

Apply for alternative business credit from Greenbox Capital® online and get up to $500,000 in funding in just 24 hours.

A Line of Credit for Small Business is Ideal for:

  • Purchasing new inventory
  • Opening a new location
  • Upgrading or replacing equipment and technology
  • Bolstering your small business’s marketing

Who Can Benefit from Business Line of Credit?

Business Lines of Credit can help businesses in most industries, including:

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    Gas Stations

    Independent and franchise gas stations, fuel and convenience retail & more.

  • icon-industry-light-legal
    Law Offices

    Business law, civil rights law, criminal law, personal injury law, tax law & more.

  • icon-industry-light-medical
    Medical Practices

    Surgeons, psychiatrists, dermatologists, veterinarians, & all specialties. 

  • icon-industry-light-retail
    Retailers

    Convenience stores, salons & spas, clothing stores, specialty stores, & more.

  • icon-industry-light-manufacturing
    Manufacturers

    Metal manufacturing & machinery, food production, electronics, & more.

  • icon-industry-light-dry
    Dry Cleaners

    Dry cleaning & laundry services, green cleaning, leather cleaners & more.

Business lines of credit can also benefit dental practices, attorneys, pharmacies, restaurants, dry cleaners, gas stations, and more. Our expert Funding Advisors will work closely with businesses in all industries to select the best funding option to help achieve your business’s goals without sacrificing cash flow.

How Business Lines of Credit Work

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    Submit your one-page application

    You’ll need three months of business bank statements to apply. For faster approval, you can also grant us secure access to your bank account’s transactional data.

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    Choose your funding

    A Funding Advisor will reach out to you within 1 hour (within regular business hours) to complete your application and discuss your business funding options.

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    Get funded

    Once you and your Funding Advisor determine what works for your business, funding can be approved and made available within 24 hours.

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    Repay your Business Line of Credit

    A business line of credit can be repaid with automatic daily or weekly payments, or based on a percentage of your monthly sales. Early pay-off options are available.

Will Your Business Qualify?

It’s easy to apply for alternative business credit from Greenbox Capital®. Approval is based on your business’s revenue and cash flow, not just your credit score. Here are some of the factors we consider:

  • Business revenue
  • Cash flow (based on your bank balances over time)
  • Vendor payment history
  • Years in business
  • Industry type
  • Public records
  • Personal credit

Why Get Funded by Greenbox Capital?

The application process for a small business line of credit at a traditional lender can take weeks with no guarantee of approval. At Greenbox Capital, we know you don’t always have time to compile a year’s worth of detailed personal and business financial documentation, so we’ve streamlined our application process so you can get fast and easy access to working capital. Our knowledgeable Funding Advisors will work closely with you to get you the funding you need without over-leveraging your business, and we’ll always be here to answer any questions you might have.

Business Line of Credit Q&A

Q: When is a business line of credit right for my business?

A: A business line of credit is very flexible and can be used for any business purpose. It’s often used by seasonal businesses to cover operations during slower months.

Q: Can I request a credit line increase?

A: Yes, you can increase your line of credit after one successful round of funding with us. 

Q: Is collateral required for a business line of credit?

A: No hard collateral is required, but a UCC filing will be completed.

Q: Is it hard to get a small business line of credit online??

A: A line of credit through a traditional lender can be very difficult to get. With our streamlined application, we can get you access to alternative business credit within 24 hours.