Florida is the 4th largest economy in the United States, and thanks to business-friendly legislation, a favorable tax climate for small businesses, and access to funding and other professional services, economic growth in the Sunshine State is outpacing the rest of the country. That’s good news for small businesses.

Economic growth means increased competition, so it’s crucial for small businesses to differentiate themselves and stay ahead of their competitors if they want to continue to succeed and grow. Sometimes, your business needs an infusion of working capital to achieve these goals, but loans from traditional lenders can be difficult to obtain—the application process is long and intrusive with no guarantee of approval, and opportunities to improve or expand your business can fall through while you wait.