Dental Practice Funding

There are over 186,000 dental practices in the USA and over 75% of dentists own their own practice. Provide superior care and stay ahead of other practices in your area with up to $500,000 in funding from Greenbox Capital® in as little as 24 hours.
Get Funded

Dentist Funding You Can Trust

Traditional lenders often consider dentist loans to be low risk because of their high earning potential, high net worth, and stable income. While you may be able to get the dental practice funding you need from a traditional lender like a bank or the SBA, the application process can take months and approval is never guaranteed. Opportunities to expand and grow your practice can easily slip away while you wait.

As an alternative lender, Greenbox Capital® can approve more dentist funding than traditional lenders—and we can approve your dental practice funding faster, with funds deposited in as little as 24 hours. With several dentist funding options from as low as $3,000 up to $500,000, Greenbox Capital can help grow dental practices in all specialties, including dentists, dental hygienists, orthodontists, oral surgeons, periodontists, and more.

Dental Practice Funding Rates

Dentist funding rates depend on the type of alternative small business funding you receive. Most dental practice funding options use a factor rate instead of a traditional interest rate. Factor rates are simple decimal figures that show how much “extra” you will owe on the original amount of the loan. Your factor rate is determined based on your risk assessment, so the stronger your business’s financial history, the lower your rate should be.

Dentist Funding Solutions

Our friendly, expert Funding Advisors will work with you to determine which funding option will help you achieve your goals without compromising your dental practice’s cash flow.

How To Use Dentist Funding

There are no restrictions on how you can use dental practice funding from Greenbox Capital. Dentist funding is typically best used for supporting growth initiatives that will increase your practice’s revenue, such as:

  • Upgrading or investing in new equipment or lab supplies to stay up to date with current standards of care
  • Adding new services such as online billing and scheduling, online paperwork, expanded office hours, and additional services
  • Investing in training for new dental care services
  • Purchasing a new location or expanding your current practice
  • Renovating your office to offer a more comfortable patient experience
  • Energizing your marketing and advertising to bring in more patients

Alternative dentist funding can also help when you need a quick influx of working capital to meet the unique challenges of running a dental practice, such as:

  • High cost of dental equipment, technology, and supplies
  • New equipment and training required to keep up with constantly changing standards of care
  • High patient turnover
  • Delayed or denied insurance claims
  • Size of practice—in a private practice, operating costs are the responsibility of the sole owner; in a group practice, operating costs are shared between all owners
  • COVID-19—dental practices now need to contend with greater operating costs and PPE requirements, which can put a strain on your cash flow

How Dentist Funding Works

  • 1
    Apply

    Gather 3 months of bank statements and other records. For faster approval, grant us secure access to your bank account’s transactional data.

  • 2
    Choose Funding

    A Funding Advisor will reach out to you within 1 hour (during regular business hours) to complete your application & discuss your funding options.

  • 3
    Get Funded

    Once you and your Funding Advisor determine what funding option works for your business, your funds can be approved and deposited within 24 hours.

  • 4
    Set Repayment

    Payments will be automatically deducted from your business’s daily or weekly debit and credit card sales. Payment amounts will be based on your sales.

Will You Qualify for Dentist Funding?

Exact qualification requirements depend on the type of dental practice funding you are seeking. Approval for dentist funding from Greenbox Capital isn’t based solely on your credit score or financial history. Instead, we focus on the overall health of your practice, including:

  • Business revenue
  • Cash flow
  • Vendor payment history
  • Years in business
  • Public records

Dentist Funding Q&A

I’m expanding my practice and want to invest in new equipment. Can I use alternative dentist funding to finance this expense?

Yes, adding new equipment to your dental practice can attract more patients and allow you to grow your practice. This makes upgrading or purchasing new equipment an excellent use of alternative dentist funding.

What do I need to do to qualify for a small business loan?

We have a very simple application process, with same day funding available. To get started, fill out our one-page application form or speak with a Funding Advisor.

How do I get funding for a dental practice?

You can get funding for a dental practice from traditional lenders like the SBA or a bank, as well as from alternative lenders like Greenbox Capital. Alternative lenders have more flexible approval requirements that consider the overall health and potential of your practice. Contact one of our Funding Advisors to learn more.

I want to invest in training my staff on a new dental procedure. What is the best financing option for me?

One of our Funding Advisors can assist you with selecting the best option based on your unique situation. A small business loan, merchant cash advance, or collateral loan are all popular dentist funding options.

Why should I consider an alternative lender for my dental practice funding?

Traditional lenders can take weeks or months to review and approve your loan application, and most applicants are rejected. As an alternative lender, we have different approval requirements, and can approve funding for “high risk” industries. We can provide you with the funds you need to cover project expenses, operating costs, supplies, and more, often in less than 24 hours.