Construction Company Funding & Working Capital Loans

Construction Company Funding

Construction companies employ over 10.7 million people in the United States, with new construction expected to reach a value of $1.5 trillion by 2023. Keep up with demand and build your construction business with up to $500,000 in funding in just 24 hours.

Fast, Direct Construction Company Funding

Getting the funding you need from a traditional lender like a bank can be difficult. The process may take weeks, and most loans are denied because construction company funding is often considered “high risk” due to the volatility of demand, fluctuations in cash flow, and thinner margins.

As an alternative lender, Greenbox Capital® can approve more construction company working capital loans than traditional lenders, often in just one business day. We provide a number of different types of small business funding to help grow your construction business, with quick construction loans from as low as $3,000 up to $500,000.

Funding Solutions for Construction Companies

We fund all specialties, including remodelers and renovators, contractors, concrete, electricians, plumbers, HVAC technicians, landscapers, specialty tradespeople, and more. Our friendly, expert Funding Advisors will work closely with you to determine which funding option will help you achieve your goals without compromising your cash flow.

Merchant Cash Advance

You’ll receive working capital now, and we’ll receive a percentage of your daily or weekly credit card sales until the terms of the advance have been met. Ideal for businesses with a high volume of credit card sales.

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Small Business Loan

Our business capital loans are typically between $20,000 and $60,000, but start as low as $3,000 and reach as high as $500,000 depending on the needs of your business. Ideal for businesses seeking short-term financing to grow.

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Collateral Loan

A secured loan that uses commercial real estate to reduce the cost of the loan. With a secured loan, small business owners can often qualify for more funding or better terms. Ideal for businesses looking for longer-term funding options.

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Business Line of Credit

Borrow as much or as little as you need without the obligations of a fixed term loan. Draw and repay as you go and pay interest only on the portion of money you borrow. Ideal for businesses looking for flexible funding.

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Invoice Factoring

Sell us your pending invoices in exchange for the net amount in cash. You’ll receive the balance of the invoices’ value when we receive payment (minus our fee). Ideal for businesses with long accounts receivable periods.

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How To Use Construction Company Funding

A construction company loan can provide the influx of working capital you need to meet the unique challenges of running a construction business, such as:

High cost of materials
Skilled worker shortages
Unreliable subcontractors
High employee turnover
Volatile or seasonal demand
Late receivables

Construction company funding can also provide cash flow you need to improve or expand your business. Use your funding to:

Purchase or repair equipment to reduce your reliance on subcontractors
Improve systems and technology, such as 3D printers or advanced scheduling technology
Purchase materials to get a jump start on a new or upcoming project
Invest in mentoring and training programs for new employees to fill worker shortages
Fill in seasonal gaps by using the downtime to invest in marketing or implement new technologies

How Construction Company Funding Works

Submit your 1-page application
After you submit your application, a Funding Advisor will reach out to you within 1 hour (during regular business hours) to discuss your options.
Choose your funding
Your Funding Advisor will work closely with you to determine which small business funding option will help you achieve your goals without compromising cash flow.
Get funded
Once you and your Funding Advisor determine what funding option will work best for your business, your funding can be approved and deposited within 24 hours.
Repay your funding
Repayment terms will depend on what kind of construction company working capital loan you use. Terms are set in advance so you know what to expect and can plan accordingly.

Will You Qualify?

Approval for construction company funding from Greenbox Capital isn’t based on your credit score alone. Instead, we focus on the overall health of your business. Here are some factors we consider:

Business revenue
Cash flow
Vendor payment history

Years in business
Public records

Why Get Funded by Greenbox Capital?

Opportunities to expand or take on new projects come and go quickly, but applying for funding from a traditional lender can take months with no guarantee of approval. With Greenbox Capital’s faster, streamlined application process, we can approve your construction company working capital loan in as little as 24 hours.

Our application requirements are lower than traditional lenders, but we always have your best interest at heart. We are proud to provide responsible construction company funding—we’ll never over-leverage your business by giving you more capital than you can manage, and our Funding Advisors will be beside you every step of the way.

Construction Companies Funding Q&A

Q: My construction company wants to support rebuilding our local community after some recent destructive weather. What’s the best way to secure funding to get the additional supplies I need?

A: We offer a quick, stress-free application process, with same day funding available for most applicants. Speak with one of our friendly Funding Advisors to identify the right solution for you.

Q: Why should I consider an alternative lender for my construction loan?

A: Most traditional banks consider construction companies high-risk and will not fund them. As an alternative lender, we have different approval requirements, and can approve funding for “high risk” industries. We can provide you with the funds you need to cover project expenses, labor, materials and more, often in less than 24 hours.