Small Business Loans

A short term small business loan can get you the working capital you need to fuel your business’s growth. Apply for a Greenbox Capital® small business loan online and get funded in just 24 hours.

What is a Small Business Loan?

Traditional lenders such as banks reject most short term small business loans and loans for smaller amounts. As an alternative lender, Greenbox Capital® is able to provide a number of different types of small business funding options to help your business grow and prosper, including merchant cash advances, business lines of credit, small business loans and collateral loans. Our business capital loans are typically between $20,000 and $60,000, but start as low as $3,000 and reach as high as $500,000 depending on the needs of your business.

After you submit your initial one-page application, our knowledgeable Funding Advisors will reach out to explain all of your funding options. They’ll help you decide which option is best for your business, and will stick with you throughout the entire process if you have any questions.

Is a Small Business Loan Right for You?

  • Businesses looking to open another location
  • Businesses who want to purchase new equipment, furniture, supplies, or new/additional inventory
  • Businesses who want to upgrade to new technology
  • Businesses in need cash flow during a seasonal rush or slowdown

Who Can Benefit from Small Business Loans?

Small Business Loans can help businesses in most industries, including:

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    Construction Businesses

    Contractors, electricians, plumbers, specialty tradespeople, & more. 

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    Attorneys

    Business law, personal injury law, criminal law, environmental law, & more.

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    Medical Practices

    Psychiatrists, dermatologists, veterinarians, & all medical specialties.

  • icon-industry-light-restaurants
    Restaurants

    Fast food, casual dining, fine dining, coffee shops, & more.

  • icon-industry-light-retail
    Retailers

    Spas & salons, clothing stores, specialty stores, supermarkets, & more.

  • icon-industry-light-business
    Business Services

    Advertising, maintenance, equipment rental, computer programming, & more.

Small business loans can also benefit automotive dealerships, dental practices, pharmacies, manufacturing busiensses, gas stations, dry cleaners, and more. Our expert Funding Advisors will work closely with you to select the best funding option to help you achieve your business’s goals without sacrificing cash flow.

How To Get a Small Business Loan Online

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    Submit your 1-page application

    You’ll need three months of business bank statements to apply. For faster approval, you can also grant us secure access to your bank account’s transactional data.

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    Speak to a Greenbox Capital Funding Advisor.

    A Funding Advisor will reach out to you within 1 hour (during regular business hours) to complete your application and discuss your business funding options.

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    Get funded

    Once you and your Funding Advisor determine what funding option works for your business, your funds can be approved and deposited within 24 hours.

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    Repay your small business loan

    Your repayment terms are set in advance, so you know exactly what to expect and can budget for your repayment.

Will You Qualify?

Getting a small business loan online through a traditional lender is difficult. The process is long—typically at least 2 months—intrusive, and approval is never guaranteed. Approval for a business capital loan from Greenbox Capital isn’t based on your credit score alone. Instead, we focus on the overall health of your business. Here are some factors we consider:

  • Business revenue
  • Cash flow
  • Vendor payment history
  • Years in business
  • Public records

Your Funding Advisor will work closely with you to help you navigate this application process and find the business capital loan that best supports your business’s needs.

Why Get Funded by Greenbox Capital?

Traditional lenders like banks require you to complete a long, intrusive application, with no guarantee of approval. At Greenbox Capital, we know small business owners don’t have a lot of time to navigate the funding process. Our streamlined application and fast approval process make it easy for you to get the working capital your business needs, and our knowledgeable Funding Advisors will be there to answer any questions you might have throughout the process. Your success is what matters to us most.

Small Business Loans Q&A

Q: Is getting a small business loan good for my business?

A: We provide small business loans to help businesses reach their potential. It’s important to get a small business loan for the right reasons, such as taking advantage of opportunities to improve, expand, or grow your business. 

Q: Do I need a business plan to get a small business loan?

A: We do not require a business plan to approve a small business loan. Instead, we evaluate the overall financial health of your business, as well as your business’s future potential, and will work with you to find the best funding solution.

Q: What do I need to know before getting a small business loan?

A: We recommend you know exactly how much funding you really need, and that you have a clear vision for how you intend to use the funds to improve, grow, or expand your business.

Q: Do you require a down payment to get a small business loan?

A: We do not require a down payment. Small business loans are secured through collateral.