Funding for Small Businesses

There are 32.5 million small businesses in the United State, representing over 90% of the nation’s business population. No matter what industry you operate in, outshine your competition and fuel your growth with up to $500,000 in funding from Greenbox Capital® in as little as 24 hours.

Small Business Funding When You Need It

Lack of cash flow is one of the most commonly cited problems faced by small business owners, especially for seasonal businesses or businesses that rely on invoicing or have long accounts receivable periods.

Sometimes, small businesses need an infusion of working capital to keep up with industry changes and continue to grow. Funding is available from traditional lenders like banks and some industries and regions can apply for grants or special financing programs, but the application process for these funding options can take months and there’s no guarantee of approval. Most applicants are rejected, especially for small loans for small businesses, businesses that operate in a high-risk industry, businesses with low credit, and businesses that can’t provide collateral.

With a simpler application, faster turnaround, and flexible approval requirements, Greenbox Capital can fund more small businesses in as little as one business day. We offer a variety of small business funding options from as little as $3,000 up to $500,000. We fund all industries, including attorneys, auto dealers, construction companies, dental practices, manufacturers, medical practices, restaurants, retailers, and more.

Small Business Funding Rates

Small business funding rates depend on the type of alternative small business funding you receive. Most alternative small business funding options use a factor rate instead of a traditional interest rate. Factor rates are simple decimal figures that show how much “extra” you will owe on the original amount of the loan. Your factor rate is determined based on your risk assessment, so the stronger your business’s financial history, the lower your rate should be.

Small Business Funding Solutions

Our friendly, expert Funding Advisors will work with you to determine which funding option will help you achieve your goals without compromising your business’s cash flow.

Merchant Cash Advance

You get working capital when you need it. We’ll receive a percentage of your daily or weekly credit card sales until the advance is repaid.

Invoice Factoring

Sell us your pending invoices in exchange for the net amount in cash. You’ll receive the balance of the invoices’ value when we receive payment (minus our fee).

Collateral Loan

A secured loan that uses commercial real estate to reduce risk. Because the loan is secured, you may be approved for larger loan amounts with lower rates and fees.

Business Line of Credit

Borrow as much or as little as you need without the obligation of a fixed term loan. Draw and repay as you go, and only ever pay interest on the amount you've borrowed.

How To Use Small Business Funding

There are no restrictions on how you can use alternative small business funding. Small business funding is most ideal for supporting growth initiatives that will increase your business’s revenue, such as:

Hiring staff so you can expand services and take on more business
Purchasing new equipment or technology
Renovating or remodeling your space to offer a more comfortable environment
Expanding your business or acquiring another business
Building a new website or expanding your existing online presence
Purchasing raw materials or inventory in bulk at lower prices
Investing in continuing education and training
Energizing your marketing and advertising to bring in more business

Alternative small business funding can also help you meet the unique challenges of your field, such as:

Meeting changing client and customer needs
Standing out from competition in your niche
High cost of equipment or raw materials
Skilled labor shortages and employee turnover
High cost of repairing appliances or equipment

How Small Business Funding Work

1

Apply

Gather 3 months of bank statements and other records. For faster approval, grant us secure access to your bank account’s transactional data.
2

Choose Funding

A Funding Advisor will reach out to you within 1 hour (during regular business hours) to complete your application & discuss your funding options.
3

Get Funded

Once you and your Funding Advisor determine what funding option works for your business, your funds can be approved and deposited within 24 hours.
4

Set Repayment

Payments will be automatically deducted from your business’s daily or weekly debit and credit card sales. Payment amounts will be based on your sales.

Will You Qualify for Small Business Funding?

Exact qualification requirements depend on the type of funding you are seeking. Approval for small business funding from Greenbox Capital isn’t based solely on your credit score or financial history. Instead, we focus on the overall health of your business, including:

Business revenue
Cash flow
Vendor payment history
Years in business
Public records

Small Business Funding Q&A

My staff are stretched thin. Can I use funds to hire more talent? Could I use my funds to hire more talent?

Hiring new employees is a great way to use your accounting firm’s funding for the long-term growth of your business.

What do I need to do to qualify for a small business loan?

We have a very simple application process, with same day funding available. To get started, fill out our one-page application form or speak with a Funding Advisor.

Why should I consider an alternative lender for my small business funding?

Traditional lenders can take weeks or months to review and approve your loan application. If you’re looking for a way to streamline your cash flow, as an alternative lender, we have different approval requirements and can approve funding for accounting firms. We can provide you with the funds you need to cover project expenses, operating costs, and more, often in less than 24 hours.

What are the typical uses of alternative small business funding?

There are many ways you could use your funding, depending on your industry and your business goals. Some uses of funding for an could include equipment and software purchases, marketing and advertising expenses, expansion costs, and much more. Make sure to consult with one of our Funding Advisors to ensure you are using your funding in the most efficient and effective way possible.

Are there any restrictions on how the funds can be used?

There are no restrictions on how your funds can be used. We have a very simple application process, with same-day funding available. To get started, fill out our one-page application form or speak with a Funding Advisor.

Which type of funding is best for a small business?

A merchant cash advance is one of our popular funding options. We recommend you speak with one of our knowledgeable Funding Advisors—they can help you explore all of the available funding solutions for your business.