Small Business Funding

There are 30 million small businesses in the United States and Canada, operating in all industries from retail to manufacturing. No matter what you specialize in, outshine your competition and fuel your growth with up to $500,000 in funding from Greenbox Capital® in as little as 24 hours.

Small Business Funding When You Need It

Lack of cash flow is one of the most commonly cited problems faced by small business owners, especially for seasonal businesses or businesses that rely on invoicing or have long accounts receivable periods. 

Sometimes, small businesses need an infusion of working capital to keep up with industry changes and continue to grow and pass on the benefits of their growth to their communities. Funding is available from traditional lenders like banks, and some industries and regions can apply for grants or special financing programs, but the application process for these funding options can take months, and there’s no guarantee of approval. Most applicants are rejected, especially for small loans for small businesses, businesses that operate in a high-risk industry, or businesses have low credit.

Small Business Funding Solutions

As an alternative lender, Greenbox Capital can approve more small biz loans, often in as little as one business day. We can fund businesses with low credit, and we offer a number of funding options depending on the needs and goals of your business, including small loans for small business from as low as $3,000 up to $500,000.

Our friendly, knowledgeable Funding Advisors will take the time to get to know your small business so they can help you select the funding option that will help you achieve your goals without compromising your cash flow.

Merchant Cash Advance

You’ll receive working capital now, and we’ll receive a percentage of your daily or weekly credit card sales until the terms of the merchant cash advance have been met. Ideal for businesses with a high volume of credit card sales.

Merchant Cash Advance

Small Business Loan

Our small biz loans are typically between $20,000 and $60,000. Small loans for small businesses as low as $3,000 are also available, as are small biz loans up to $500,000. Ideal for businesses seeking short-term financing to grow.

Small Business Loan

Collateral Loan

A small business secured loan that uses commercial real estate to reduce the cost of the loan. Small business owners can often qualify for more funding or better terms. Ideal for businesses looking for longer-term funding options.

Collateral Loan

Business Line of Credit

Borrow as much or as little as you need without the obligations of a fixed term loan. Draw and repay as you go and pay interest only on the portion of money you borrow. Ideal for businesses looking for flexible funding.

Business Line of Credit

Invoice Factoring

Sell us your pending invoices in exchange for the net amount in cash. You’ll receive the balance of the invoices’ value when we receive payment (minus our fee). Ideal for businesses with long accounts receivable periods.

Invoice Factoring

Will Your Business Qualify?

Approval for small biz loans from Greenbox Capital is based on more than just your business’s credit score. We focus on the overall health of your business. Here are some factors we consider:

  • Business revenue
  • Cash flow
  • Vendor payment history
  • Years in business
  • Public records

How Small Biz Loans from Greenbox Capital Work

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    Submit your 1-page application

    After you submit your application, a Funding Advisor will reach out to you within 1 hour (during regular business hours) to discuss your options.

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    Choose your funding

    Your Funding Advisor will work closely with you to determine which small business funding option will help you achieve your goals without compromising cash flow.

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    Get funded

    Once you and your Funding Advisor determine what funding option will work best for your business, your funding can be approved and deposited within 24 hours.

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    Repay your funding

    Repayment terms will depend on what kind of small business working capital loan you use. Terms are set in advance so you know what to expect and can plan accordingly.

Why Get Funded by Greenbox Capital?

Getting the funding you need from a traditional lender can be very difficult, especially if you have low credit, operate in a high-risk industry, or only need a small loan for your small business. Greenbox Capital’s application requirements differ from those of a traditional lender, so we can approve more small biz loans, including small amounts and funding for businesses with low credit or in high risk industries. 

With our fast, streamlined approval process, you can get the funding you need in as little as one business day without compiling a year’s worth of detailed financial information. We provide responsible funding, and will never over-leverage your business by giving you more funding than you can handle. Our Funding Advisors will help you find the right funding solution, and will be standing by to answer any questions you might have along the way.