Small Business Loans in Puerto Rico

Puerto Rico is home to over 43,000 small businesses operating in all industries. No matter what niche you operate in, you can strengthen your business, overcome challenges, and continue to grow with up to $500,000 in funding from Greenbox Capital® in a little as 24 hours.

Fast, Direct Commercial Loans in Puerto Rico

Over ¾ of small businesses in Puerto Rico reported losses and ongoing challenges related to Hurricane Maria in 2017, including decreased revenue, increased expenses, and difficulty accessing insurance or other funding. Despite this, business confidence remains high and many small businesses are planning to grow and expand.

Like all regions, small businesses in Puerto Rico need working capital to rebuild and grow. Because of unique economic and regulatory factors, commercial loans in Puerto Rico can be especially difficult to obtain from traditional lenders. 22% of businesses impacted by Hurricane Maria applied for funding to rebuild and continue growing, but many were denied or only partially approved.

Auto Dealer Funding

Small Business Funding Solutions in Puerto Rico

The application process for funding from a traditional lender is long and extensive, and there’s no guarantee of approval. Opportunities to rebuild, grow, or expand can quickly dry up while you wait. As a direct alternative lender, Greenbox Capital can approve more commercial loans in Puerto Rico, with funding delivered in as little as one business day. We offer a variety of small business funding options, with funding from $3,000 up to $500,000. 

Merchant Cash Advance

You’ll receive working capital now, and we’ll receive a percentage of your daily or weekly credit card sales until the terms of the advance have been met. Ideal for businesses with a high volume of credit card sales.

Merchant Cash Advance

Small Business Loan

Our business capital loans are typically between $20,000 and $60,000, but start as low as $3,000 and reach as high as $500,000 depending on the needs of your business. Ideal for businesses seeking short-term financing to grow.

Small Business Loan

Collateral Loan

A secured loan that uses commercial real estate to reduce the cost of the loan. Ideal for businesses looking for longer-term funding options.

Collateral Loan

Business Line of Credit

Borrow as much or as little as you need, draw and repay as you go, and pay interest only on the portion of money you borrow. Ideal for businesses looking for flexible funding.

Business Line of Credit

Invoice Factoring

Sell us your outstanding invoices at a discounted price in exchange for the net amount in cash. We’ll send you the remainder of the invoices’ value when your customer makes payment (minus our fee). Ideal for businesses with long accounts receivable periods.

Invoice Factoring

Direct Funding for Businesses in Puerto Rico

The best candidates for small business funding with low credit are prepared with a firm understanding of how much funding they need, what they plan to do with it, and how they plan to repay it.

Our friendly, expert Funding Advisors will work closely with you to determine which funding option will help you achieve your goals without compromising your cash flow. 

Learn more about our funding options

Will Your Business Qualify?

At Greenbox Capital, we know your business’s credit score doesn’t tell the whole story. That’s why approval for small business loans in Puerto Rico is based on the overall health of your business. Here are some factors we consider:

  • Business revenue
  • Cash flow
  • Vendor payment history
  • Years in business
  • Public records

How Commercial Loans in Puerto Rico Work

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    Submit your 1-page application

    After you submit your application, a Funding Advisor will reach out to you within 1 hour (during regular business hours) to discuss your options.

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    Choose your funding

    Your Funding Advisor will work closely with you to determine which small business funding option will help you achieve your goals without compromising cash flow.

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    Get funded

    Once you and your Funding Advisor determine what funding option will work best for your automotive dealer, your funding can be approved and deposited within 24 hours.

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    Repay your funding

    Repayment terms will depend on what kind of small business working capital loan you use. Terms are set in advance so you know what to expect and can plan accordingly.

Why Get Funded by Greenbox Capital?

Getting the funding you need from a traditional lender can take months, and there’s no guarantee of approval. With our fast, streamlined application process, you can get a small business loan in Puerto Rico in just one business day. We are proud to provide responsible funding, and will never over-leverage your business by giving you more than you can handle. If you have any questions throughout the process, you can trust that our Funding Advisors will be standing by to help.