Manufacturer Funding

Manufacturers employed over 15.7 million employees in the USA in 2020 and are projected to generate $6 trillion in revenue in 2022. Keep up with demand, outperform your competition, and grow your manufacturing business with up to $500,000 in funding from Greenbox Capital® in just 24 hours.

Fast, Easy Manufacturer Funding When You Need It

Securing the funding your manufacturing business needs from a traditional lender like a bank can be difficult. These lenders often consider manufacturing loans to be “high risk” due to industry decline, inconsistent cash flow and lean profit margins, and high overhead. The funding application process can take months with no guarantee of approval, and opportunities to expand or take on new projects can easily pass by while you wait.

With a streamlined online application, faster turnaround, and flexible approval requirements, Greenbox Capital is able to approve more manufacturer funding than traditional lenders like banks or the SBA, often in just one business day. We provide a variety of alternative manufacturer funding options to help drive your business’s growth, with funding from as low as $3,000 up to $500,000. We fund all manufacturing specialties, including chemical manufacturers, computer and electronics manufacturers, food production, clothing and textiles, wood and paper products, and more.

Manufacturer Funding Rates

Manufacturer funding rates depend on the type of alternative small business funding you receive. Most alternative manufacturer funding options use a factor rate instead of a traditional interest rate. Factor rates are simple decimal figures that show how much “extra” you will owe on the original amount of the loan, and are determined based on your risk assessment. The stronger your business’s financial history, the lower your rate should be.

Manufacturer Funding Solutions

Our friendly, expert Funding Advisors will work with you to determine which funding option will help you achieve your goals without compromising your business’s cash flow.

Merchant Cash Advance

You get working capital when you need it. We’ll receive a percentage of your daily or weekly credit card sales until the advance is repaid.

Invoice Factoring

Sell us your pending invoices in exchange for the net amount in cash. You’ll receive the balance of the invoices’ value when we receive payment (minus our fee).

Collateral Loan

A secured loan that uses commercial real estate to reduce risk. Because the loan is secured, you may be approved for larger loan amounts with lower rates and fees.

Business Line of Credit

Borrow as much or as little as you need without the obligation of a fixed term loan. Draw and repay as you go, and only ever pay interest on the amount you've borrowed.

How To Use Manufacturer Funding

In addition to an above-average reliance on the strength of the economy, manufacturing businesses face challenges posed by high inventory costs, globalization, automation, and skilled labor shortages. Advancements in technology can help manufacturing firms face these obstacles, but upgrades are often costly, and long accounts receivable periods can impede your cash flow and hinder your ability to face these challenges head on. Alternative manufacturer funding can help your business meet these challenges and continue to grow.

There are no restrictions on how you can use manufacturer funding from Greenbox Capital. Manufacturer funding is typically best used for supporting growth strategies that will increase your business’s revenue, such as:

Upgrading equipment to offer state-of-the-art services
Upgrading technology to improve internal operations and workflows
Purchasing inventory in bulk at lower prices
Taking advantage of off-season discounts or liquidation sales
Scaling up so you can bid on larger projects and contracts
Investing in training programs to help fill labor shortages
Boosting your business’s marketing to attract new contracts and projects

How Funding for Manufacturers Works

1

Apply

Gather 3 months of bank statements and other records. For faster approval, grant us secure access to your bank account’s transactional data.
2

Choose Funding

A Funding Advisor will reach out to you within 1 hour (during regular business hours) to complete your application & discuss your funding options.
3

Get Funded

Once you and your Funding Advisor determine what funding option works for your business, your funds can be approved and deposited within 24 hours.
4

Set Repayment

Payments will be automatically deducted from your business’s daily or weekly debit and credit card sales. Payment amounts will be based on your sales.

Will You Qualify for Manufacturer Funding?

Exact qualification requirements depend on the type of manufacturer funding you are seeking. Approval for manufacturer funding from Greenbox Capital isn’t based solely on your credit score or financial history. Instead, we focus on the overall health of your business, including:

Business revenue
Cash flow
Vendor payment history
Years in business
Public records

Manufacturer Funding Q&A

I have an outdated facility and need to invest in new equipment. How do I go about securing manufacturer funding?

Investing in new equipment is an excellent use of funds. To get started, fill out our simple one-page application and a Funding Advisor will contact you shortly to discuss your options.

How do I get funding for a manufacturer?

You can get funding for a manufacturing business from traditional lenders like the SBA or a bank, as well as from alternative lenders like Greenbox Capital. Alternative lenders have more flexible approval requirements that consider the overall health and potential of your business—not just your credit score—and offer revenue-based financing options that are more ideal for businesses with lower credit scores. Contact one of our Funding Advisors to learn more.

What do I need to do to qualify for a small business loan?

We have a very simple application process, with same day funding available. To get started, fill out our one-page application form or speak with a Funding Advisor.

I own a manufacturing facility and understand that invoice factoring may be a helpful funding option for my business. Is this true?

Yes, invoice factoring is a good option to consider. Manufacturers often have to deal with long accounts receivable periods. Invoice factoring is an ideal solution that will help bridge the gap between issuing an invoice and receiving payment.

Why should I consider an alternative lender for my manufacturer funding?

Most traditional banks consider manufacturers to be high-risk and will not fund them. As an alternative lender, we have different approval requirements, and can approve funding for “high risk” industries. We can provide you with the funds you need to cover project expenses, labor, materials and more, often in less than 24 hours.