Fast Funding Resource Center
Explore our resources to learn more about small business funding, managing your business, and operating during the COVID-19 pandemic, including small business funding options, industry specific advice, and expert tips for using your funding to grow your business.
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Most Popular FAQs
Q: What is a merchant cash advance (MCA)?
A merchant cash advance (MCA) is a non-loan form of financing called an “asset purchase”. With a merchant cash advance, a lender purchases a portion of your business’s future revenue in exchange for cash up front. You’ll receive an advance of working capital when you need it, and the lender will receive a portion of your daily credit and debit card sales until the advance has been repaid.
Q: How can I get a loan online instantly?
You can get a loan or funding online quickly—but not instantly—through direct online lenders like Greenbox Capital. Alternative lenders offer a simplified application process and can approve your small business funding in as little as one business day, including business lines of credit, real estate collateral loans, and alternative small business loans, as well as non-loan forms of financing like merchant cash advances or online invoice factoring.
Q: Can I get a business loan with bad personal credit?
Yes, you can get a business loan with bad personal credit, especially if your business has a separate credit score and a strong financial history. Alternative lending companies, including direct online lenders like Greenbox Capital, base your approval on more than just your credit score. These lenders will evaluate the overall health and potential of your business, so approval is easier to attain even if you have a low personal credit score. Factors that may be considered include business revenue, cash flow, vendor payment history, and public records.